Accept crypto directly to your wallet
No third-party processor in the middle. Payments are executed by smart contracts, with funds settling directly from the customer's wallet to yours.
No setup fees • 0.25% per invoice • Go live in 24 hours or less
Ethereum
BSC
Tron
TON
Solana
- Direct wallet settlement
- No custody
- On-chain execution
- Flat 0.25% fee
Try the payment flow now
Create a payment link or pay an invoice directly on this page.
How crypto acquiring works
Set up the flow once, then create payment requests manually or automatically from your website, app, or dApp.
1.
Configure network and token
Choose the network and token you want to accept.
2.
Create payment requests
Create invoices or payment links manually, or generate them automatically on backend.
3.
Customer confirms the payment
The customer connects their wallet, reviews the invoice, and approves the transaction.
4.
Smart contract settles the payment
The smart contract executes the payment, and funds settle directly to the merchant’s wallet.
Accept USDT and USDC payments
Accept stablecoin payments on supported networks and receive funds directly to your merchant wallet.
USDT on Ethereum, BSC, TRON, Solana and TON.
USDC on Solana.
Each invoice is created for one network and one token.
Customers must pay in the same network and token shown in the invoice.
Once confirmed on-chain, funds settle directly to the merchant wallet set in the invoice.
Use cases
Sell digital products for crypto
Create payment links for software, subscriptions, digital licenses, access keys, or online services.
Accept payments in your dApp
Make payment acceptance part of your product flow instead of sending users into an external processor flow. Use smart-contract payouts to distribute received funds directly from your wallet to multiple recipients.
Accept direct payments for services
Use payment links for consulting, B2B invoices, memberships, or one-off service payments.
A different approach to crypto payments
Crypto’s promise is simple: the money is yours. A processor in the middle quietly takes that back. Smart-contract acquiring keeps settlement direct.
Manual wallet transfers
Payer
You
Manual · one transfer at a time
Sending crypto by hand keeps it yours, but it does not scale past a handful of payments.
Typical gateways
Payer
Provider
You
Provider holds the funds first
Gateways scale, but settlement runs through the provider's account before it reaches you.
Smart-contract acquiring
Payer
Contract
You
Wallet-to-wallet · no one in between
Settles directly to your wallet, with no provider taking custody.
Typical gateway vs. smart-contract payments
No volume tiers. No payout fees. Just a flat 0.25% fee.
| Typical crypto gateway | Smart-contract acquiring | |
|---|---|---|
| Who processes the payment? | Provider infrastructure | Smart contract |
| Who controls settlement? | Provider-controlled flow | Blockchain |
| Settlement destination | Provider account first | Merchant wallet directly |
| Where is payment logic executed? | Mixed | On-chain |
| Are merchant funds held by a provider? | Often | No |
| Suitable for dApps and agentic commerce | Limited | Yes |
| Pricing | Custom rates, often based on volume | Flat 0.25% |
| Payout fees | Sometimes | No |
| Merchant onboarding | Often requires approval | Start with a wallet |
Looking for a custodial processing flow instead? Explore our crypto payment gateway.
Need fiat rails too?
Use business payments alongside smart-contract acquiring for custodial wallets, fiat payments, and additional payment tools.
Smart-contract acquiring covers direct crypto settlement. Volet.com Business can add fiat rails and custodial payment tools when your business needs more than wallet-to-wallet payments.
Prepare your business for agentic payments
Today, customers pay from their wallets. Tomorrow, AI assistants may do it for them. Smart-contract payments enable wallet-to-wallet transactions that can be executed by people, applications, and autonomous agents.
Why merchants can trust this model
Everything your platform needs to run payouts smoothly.
No custody
Funds are not held in a provider-controlled merchant balance.
No black box
Payment execution can be verified on-chain instead of relying on hidden backend logic.
No lock-in
Your payment flow does not depend on a processor controlling settlement.
Blockchain-confirmed
Every successful payment is confirmed by the network and recorded on-chain.
No chargebacks
Blockchain transactions cannot be reversed through card disputes or chargeback procedures.
FAQ
Find quick answers to common questions, or contact us anytime.
What is crypto acquiring?
Crypto acquiring is a way for businesses to accept cryptocurrency payments from customers. With smart-contract crypto acquiring, the payment is executed on-chain and funds settle directly from the customer’s wallet to the merchant’s wallet instead of passing through a provider-controlled balance.
What is a non-custodial crypto payment gateway?
A non-custodial crypto payment gateway enables merchants to accept crypto without the payment provider holding their funds. Customers pay from their own wallets, and the payment is sent directly to the merchant’s wallet through smart-contract execution.
How do smart-contract payments work?
The merchant creates an invoice by selecting the network, token, amount, recipient wallet, and payment details. The customer opens the payment link, connects a compatible wallet, reviews the invoice, and confirms the transaction. The smart contract executes the payment, and the blockchain records the result on-chain.
Can I accept USDT directly to my wallet?
Yes. You can create USDT payment requests on supported networks and receive the funds directly in your merchant wallet. The customer must use the same network and token specified in the invoice.
Can I accept USDC through smart contracts?
Yes. USDC payments can be accepted through smart contracts on supported networks. The customer pays from a compatible wallet, and the funds settle directly to the merchant wallet after the transaction is confirmed on-chain.
How do crypto payment links and invoices work?
To create a crypto payment link, select the network and token, connect the merchant wallet, enter the amount, and add optional order details such as a description or order ID. Once the invoice is created, you can send the link to the customer. The customer opens it, checks the payment details, connects a wallet, and confirms the transaction.
Which networks and tokens are supported?
The payment flow supports Ethereum, BNB Smart Chain, TRON, TON, and Solana. Available assets may include USDT, USDC, and supported native network tokens. Token availability depends on the selected network, and each invoice must be paid using the exact network and token shown in its payment details.
Who pays the 0.25% service fee and network fee?
When creating an invoice, the merchant can choose whether the 0.25% service fee is paid by the customer or deducted from the merchant’s payment. The blockchain network fee is charged separately by the selected network and is normally paid by the wallet submitting the transaction.
Do customers need to register before paying?
No. Customers do not need to create an account with the payment provider. They only need a compatible crypto wallet with the required token and enough native network currency to cover the blockchain transaction fee.
Are smart-contract crypto payments reversible?
A confirmed blockchain transaction cannot be reversed through a card dispute or chargeback procedure. Once the network confirms the payment, it is considered final. A merchant may still issue a separate refund transaction according to its own refund policy.
Not sure if it’s right for you? Let’s figure it out together
No commitment required
Start sending and receiving business payments today
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